Michiganders covered by the Healthy Michigan Plan now have an online tool to help navigate new statewide Medicaid rules that could impact their health benefits. The state recently unveiled the Michigan Work and Exemptions Screening Tool (MI WEST), designed to assist nearly 650,000 residents in understanding the sweeping requirements set to begin on January 1, 2027. These changes mandate beneficiaries prove they are working or engaged in certain community activities, or qualify for an exemption, to maintain their coverage.

The MI WEST tool replaces bureaucratic language with plain, accessible terms, guiding users through a series of questions. Its purpose is to help individuals determine if they will meet the new 80-hours-a-month work requirements, qualify for an exemption, or need to take additional steps to keep their health benefits. For instance, a user reporting they are under 19 or over 65 years old receives a message stating, “Work requirements likely do not apply to this person.” Similarly, a pregnant user learns that they “likely qualif[y] for an exemption and may not need to meet the work requirement.” For others, the tool provides next-step instructions, including details on what documents may need to be submitted to the state. It is crucial to note that MI WEST serves as an informational resource only and does not count as an official application or renewal. The tool was developed by Detroit-based Civilla, a design firm focused on simplifying government processes. Funding for the tool and related informational webinars for nonprofits, totaling $385,000, comes from a grant by the Michigan Health Endowment Fund.

Under the new federal changes, also known as H.R. 1, beneficiaries risk losing their coverage if they fail to comply with these requirements. While the state may automatically reenroll some individuals using documents like unemployment paperwork, patient advocates express concern that many Michiganders could be “caught unaware” and subsequently lose coverage due to not filing the proper paperwork. Patients themselves voice worries that chronic conditions could “spiral out of control” if their coverage is interrupted, even temporarily, according to Kaitlyn Reed, a Medicaid navigator at Hillsdale Hospital. The new rules also change the renewal process, requiring beneficiaries to renew their coverage twice a year instead of once. While work requirements begin on January 1, 2027, beneficiaries will need to meet these requirements at different times.

In anticipation of these significant changes, hospitals across the state are proactively engaging with patients. Hospitals stand to lose millions of dollars annually due to these federal modifications. In northern Michigan, Munson Health has begun calling every Medicaid patient with upcoming appointments, ensuring they understand the steps needed to maintain their coverage next year. Munson Health also launched a dedicated webpage and a hotline this month to assist patients, which received 50 calls in its first 24 hours, a Munson spokeswoman reported. Further south, Hillsdale Hospital held a public webinar earlier this month to explain the upcoming rules, encouraging patients to reach out to their Medicaid navigators, including Reed, for assistance. These early outreach efforts aim to ensure patients are well-informed and can navigate the new requirements effectively.

Michiganders with Medicaid coverage are encouraged to stay informed and understand their specific requirements to avoid any lapses in their health benefits.